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I am fond of saying that Mr. Market (an allegory that refers to the total securities market) is a better investor than the vast majority of financial planners, portfolio managers, and institutional investors. But how do you deal with Mr. Market’s propensity to go on a bender now and then?

Trying to decide on how best to save for retirement can be a challenging endeavor. Here’s an overview of the different ways you can save for your future in a tax-advantaged way.